CSU-Paid Life Insurance

The CSU offers employer-paid basic term Life and Accidental Death and Dismemberment (AD&D) Insurance to eligible employees. This insurance is underwritten by Standard Insurance Company. The amount of coverage varies based on employee category. Please refer to the table below for coverage amounts.

Employee Category Policy Class Number Basic Term Life Coverage AD&D Coverage

Executive (M98)

Class 1

$250,000

$250,000

Management (M80)

Class 2

$100,000

$100,000

Confidential (C99)

Class 3

$50,000

$50,000

Faculty (R03)

Class 4

$50,000

$50,000

Teaching Associates Only (R11)

Class 5

$50,000

$0

Academic Professionals (R04)

Class 6

$25,000

$25,000

Public Safety (R08)

Class 7

$10,000

$10,000

CSUEU (R02, 05, 07, 09)

Class 8

$10,000

$10,000

Physicians (R01)

Class 9

$25,000

$25,000

  • Insurance is underwritten by The Standard Insurance Company.
  • CSU pays the entire premium.
  • The first $50,000 is tax-free.
    • Life insurance over $50,000 income tax impact on employee based on amount over $50,000 and employee's age. Please refer to the Imputed Income Table for more information.
    • Executives and MPP employees who do not want the additional tax liability may irrevocably waive the extra insurance for the remainder of their CSU employment by contacting HR Benefits.
  • Coverage is portable upon separation or retirement.
  • Employees should create a profile through The Standard Insurance Company Website to:
    • View employer paid coverage
    • Elect voluntary employee-paid coverage
    • Designate beneficiaries
  • For more information, please visit The Standard Insurance Company Website or contact them directly at 800.378.5745.