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Voluntary Long-Term Disability Insurance

Long Term Disability (LTD) insurance is designed to pay a monthly benefit to you in the even you cannot work because of a covered illness or injury. This benefit replaces a portion of your income, thus helping you to meet your financial commitments in a time of need.

The advantages to you include:

  • Convenience. With premiums deducted directly from your paycheck, you don’t have to worry about mailing monthly payments.
  • Savings. Typically, group insurance rates are lower than the rates of individual insurance plans, generally providing you with coverage at a lower cost.
  • Peace of Mind. You can take comfort and satisfaction in knowing that you have taken a step toward securing your income during a period of a covered disability.
  • For more information, please review the Long Term Disability Insurance Brochure and visit The Standard Website to enroll. You can also contact them directly at 800.378.5745 if you have any questions.